AU credit cards offer a world of limitless possibilities. From financing small grocery requirements to funding luxury international trips, these cards deliver the ultimate customer experience. AU Small Finance Bank is known to alter the existing status quo in the Indian baking industry, and credit cards are no exception. It is one of India’s only financial institutions offering travel credit cards. This article will explore the features of the best travel credit card provided by AU Small Finance Bank.
What is a Travel Credit Card?
Travelling is a financially intensive activity. While there is no end to the list of ‘must-visit destinations,’ financing these trips can be a significant challenge. It is here that a travel credit card comes into the picture. Travel cards are perfect for frequent travellers. They offer excellent rewards and benefits that a regular credit card does not provide.
Travel credit cards offer unmatchable perks like complimentary airport lounge access, fuel surcharge waivers, air miles rewards, insurance coverage, and hotel discounts in return for a minimal membership fee. Most travellers in India prefer to use travel credit cards for their loyalty programs.
Ixigo AU Credit Card
Do you dream of living a life with virtually no boundaries? Who doesn’t, right? The Ixigo AU credit card can help you traverse geographical boundaries. Your instant travel designs do not have to wait for funding anymore.
Key Features
Key features of the Ixigo AU credit card are:
● Travel Credit Card Liability Cover
This liability cover protects you from any fraudulent transactions that might follow the unfortunate event of losing your Ixigo AU credit card. You are also given protection against counterfeiting, skimming, and online fraud. All you have to do is report your card’s loss to AU.
● Contactless Usage
Carrying out financial transactions with your Ixigo AU credit card is easy, safe, and secure. Interestingly, you do not have to enter the PIN card of your card for transactions up to certain amounts. All you have to do is tap your card with the participating merchants, and you are all set to go.
● Xpress EMI
You can convert most of your financial transactions into easy repayment EMIs by selecting the tenure that suits you best. To book your Xpress EMI, you must call AU’s customer care helpline.
● Lounge Access
You can enjoy 16 free annual visits to notable airports and rail lounges across India. Even add-on holders of this card get these 16 free lounge visits.
In summary, the features of the Ixigo AU travel credit card make it an inseparable travel companion.
Benefits of Ixigo AU Credit Card
The key benefits of the Ixigo AU travel credit card are as follows.
● Joining Offer
You get reward points and Ixigo money vouchers on completing your first transaction with your Ixigo AU credit card, subject to completion within the first thirty days of the card’s issuance.
● AU Rewards
You can redeem your reward points for benefits such as e-vouchers for top brands, merchandise, recharges, hotel bookings, and more.
● Discounts on Travel Bookings
Do you want to waive a goodbye to payment gateway charges on travel bookings? The Ixigo AU credit card can help you do so for all your train bookings. Additionally, you can quickly get discounts on flight, bus, and hotel bookings.
Eligibility Criteria
Specific eligibility conditions apply to both the primary and the secondary card holders.
Primary cardholder:
- They should be between 21-60 years old.
- Must be an Indian resident.
Add-on card holder:
- They should be over 18 years old.
- Must be an Indian resident.
Fulfilling these conditions makes you eligible for an Ixigo AU travel credit card. Please note that in addition to the abovementioned requirements, the primary cardholder must be registered on the Ixigo platform.
Parting Words
We all grow up with a dream of travelling the world. Only in adulthood do we realise that we require adequate financial resources to fulfil our dreams. While a travel credit card can not create the necessary finances for you in the first place, it can surely add wings to your travel dreams. Ixigo AU travel credit card offers a plethora of benefits. Given the meagre amount you pay as a membership fee, the benefits of this card far outweigh the costs.
FAQs
1. What is the annual fee applicable to my Ixigo AU credit card?
The joining fee for this card is ₹999 + GST, but it can be waived if you spend ₹ 1,000 within the first 30 days of your card’s issuance.
- What is the validity of Ixigo money vouchers?
Ixigo money vouchers are valid for 90 days from the date of issuance. Once the spending conditions are met, vouchers will be sent to your registered email ID. Please make sure to add these vouchers within 15 days from the date of card issuance.
- How can I pay my Ixigo AU travel credit card bill?
AU account holders can pay their bills directly from their AU account. If you are not an AU account holder, you can also pay your bill through the Ixigo platform.